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04 November 2026

BIS Schmieder, Corrias, Wunsch: Scenarios for future banking: implications for profitability, liquidity and solvency

Focus

Digitalisation is changing how banking services are produced, distributed and used. New providers, including digital-only banks, technology platforms and decentralised finance, still hold less than 2% of banking-system assets, but they are already changing competition, customer expectations...

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